STATUTORY DOSSIER 02 / 18

Credit grantors

Businesses that offer, arrange, provide, or facilitate credit can be pulled into a new insurance distribution layer when credit protection is incidental to that credit.

All industries Evidence questions

KNOWN SCOPE

What the statutory mapping can support.

The legal class and product families are the starting point. They are not a measured economic impact.

Statutory class

Credit grantors

Product familiesCredit protection
Affected roles to investigatecredit teams · borrowers · underwriters · lenders · insurers
Answer ownerMinistry of Finance and Insurance Council of B.C.
Requested evidence stepDemand a population count, product map, transition plan, and quantified compliance estimate for this class.

UNKNOWN / TO MEASURE

How many credit grantors are in scope, what products do they distribute, and what will compliance do to credit access and price?

This class-specific economic question comes from the canonical sector module. The redesign does not replace it with a generic estimate.

EVIDENCE STEP

Demand a population count, product map, transition plan, and quantified compliance estimate for this class.

Population, implementation timing, product structure, compliance cost and outcome data should be acquired before a class-wide burden or benefit is asserted.

Measurement plan Build class-specific evidence request

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