Put the unanswered questions in writing.

Subject: Request for evidence and implementation details - B.C. Restricted Insurance Agency framework

I am writing to request clarification and publication of the evidence supporting the B.C. Restricted Insurance Agency framework and its implementation.

In particular, please identify or publish:

1. The analysis calibrating the proposed 30% compensation-disclosure breakpoint.
2. The consumer outcome(s) that will define success, and the outcome(s) that would trigger review or adjustment.
3. The B.C. pre-implementation baseline for affected businesses and consumers.
4. The final expected direct compliance cost by business size, including licence, training, E&O, systems and staff time.
5. The implementation and monitoring model, including whether DMS or transaction-level data will be required and who will perform monitoring or enforcement.
6. The jurisdictional evidence reviewed, including what was learned from New Brunswick after its 2023 implementation.
7. The analysis of competitive effects across OEM-affiliated and independent third-party product channels.
8. Any rule, policy, insurer requirement, or analysis that would change the duration, renewal, or re-enrolment of creditor life, disability, Critical Health (critical illness), or job-loss coverage, including any one-year term requirement.
9. Any economic-impact analysis covering employment, payroll, dealership profitability, lender effects, tax bases, product availability, and where reduced dealer remuneration is expected to flow.

I am not asking you to accept a forecast of harm or benefit. I am asking for the evidence, denominators, assumptions and evaluation criteria so the policy can be assessed against measurable outcomes.

Thank you.