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MECHANUS IQ

Forensic operational intelligence

Intelligence briefings

Dealership intelligence, written for operators.

Field-level operating notes on dealership leakage, controls, and regulatory change. Each briefing is written for the person who has to make the process hold on Monday morning.

Intelligence briefings

  1. Regulatory BriefingPublished Jul 8, 2026Local review Jul 18, 2026Current-law status: NOT CHECKED

    BC RIA 2027: what F&I revenue is on the clock

    At the July 18, 2026 local source review, Council materials indicated a November 2026 application opening and a March 31, 2027 transition backstop. Current dates and product treatment require official-source verification before action.

    Bowen Schreyer~1910 words
  2. Regulatory ExplainerPublished Jun 18, 2026Local review Jul 18, 2026Current-law status: NOT CHECKED

    BC Restricted Insurance Agency 2027: dealer operating guide

    The retained local authority record describes a 2027 restricted insurance agency regime that reaches product mapping, seller readiness, disclosure, authorization, and evidence control. Verify current official sources before action.

    Bowen Schreyer~2220 words
  3. Regulatory decision dossierPublished May 11, 2026Local review Jul 18, 2026Current-law status: NOT CHECKEDLast local source review: July 18, 2026 · current-law status: NOT CHECKED

    BC RIA Decision Dossier

    Separate the enacted text from the implementation questions that still require current-source and counsel confirmation.

    Mechanus IQ~1280 words
  4. Dealer-controlled drafting toolPublished May 11, 2026Local review Jul 18, 2026Current-law status: NOT CHECKEDBrowser-local drafting tool · current-law status: NOT CHECKED

    BC RIA Submission Builder

    Build a browser-local counsel-review draft from your private operating numbers. Dealer controls any external submission; Mechanus IQ does not transmit or aggregate submissions.

    Mechanus IQInteractive tool
  5. Cash Flow & Funding VelocityPublished Apr 18, 2026

    Cash-in-transit is a quiet leak

    A funded deal is not finished until the cash lands. The operating question is which contracts crossed the store's aging line, why, and which gate would have prevented the repeat.

    Dan Douville~800 words
  6. F&I Revenue & CompliancePublished Apr 16, 2026

    Per-copy is the report. Variance is the story.

    A strong per-copy average can hide reserve compression, product-mix drift, cancellation pressure, and disclosure risk. The average says fine while the desk changes underneath it.

    Bowen Schreyer~830 words
  7. Financial Structure & OEM RecoveryPublished Apr 12, 2026

    The annual dollars hide in the calendar

    Operators watch the numbers that move daily. OEM recovery, lender readiness, program compliance, and documentation discipline move on annual calendars, and they deserve the same operating control.

    Dan Douville~760 words
  8. Inventory & Market IntelligencePublished Apr 10, 2026

    Floorplan interest is only the visible carry

    Floorplan interest is visible. Depreciation, market-position drift, attention cost, and wholesale recovery spread also carry the unit, and they deserve the same review discipline as the interest line.

    Dan Douville~690 words
  9. Service & Warranty RecoveryPublished Apr 8, 2026

    Who audits the back end?

    Service and warranty performance can look acceptable in departmental averages while denial, sublet, labor-rate, and handoff leakage sit underneath them.

    Bowen Schreyer~680 words